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Terms of Service

Our Commitment to You

Please read the following terms of service carefully. By accessing and using our services, you agree to these terms.

Introduction

These Terms of Service ("Terms") govern the use of services provided by Uma Finservices ("we", "our", "us") to you, the user ("you", "your"). By using our services, you agree to comply with and be bound by these Terms, which include our Privacy Policy.

1. Services We Provide

We provide consulting services related to personal loans and credit card applications, including but not limited to:

2. User Obligations

By using our services, you agree to:

3. Payment Terms

Our services are provided at a fee, which will be communicated to you prior to any payments being made. By using our services, you agree to pay the applicable fees and charges. Payments are non-refundable unless otherwise stated.

4. No Guarantees

While we strive to provide accurate and useful information, we do not guarantee the approval of any loan or credit card application. The decision to approve or deny applications is at the sole discretion of the financial institutions involved.

5. Data Protection and Privacy

We respect your privacy and are committed to protecting your personal information. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your data.

6. Third-Party Services

Our services may include the use of third-party providers for processing loan or credit card applications. These third-party services may have their own terms and conditions. We are not responsible for the services or actions of any third-party providers.

7. Limitation of Liability

To the maximum extent permitted by law, Uma Finservices will not be held liable for any damages, losses, or expenses arising out of the use of our services, including but not limited to lost profits, loss of data, or business interruption.

8. Termination

We may suspend or terminate your access to our services at any time if you violate these Terms or if we believe that your actions may harm us or other users. You may also terminate your use of the services at any time, but any outstanding obligations will still apply.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of India. Any disputes arising out of these Terms will be subject to the exclusive jurisdiction of the courts in India.

10. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated revision date. By continuing to use our services after such changes, you agree to the revised Terms.

11. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Email: support@umafinservices.com

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